Austin real estate and homes for sale in Texas - Mike Jorissen, REALTOR® Mike Jorissen REALTOR(r) for Austin, Texas real estate - NUMBER1EXPERT™ Mike Jorissen NUMBER1EXPERT(tm) for Austin, Texas real estate
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Mike Jorissen, REALTOR®, real estate agent and broker for Austin Texas home listings, property and land for sale - NUMBER1EXPERT(tm)





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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 512-794-9292 ext 149.



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Mortgage Prequalification: Austin Texas home buying, real estate listings, and homes for sale in Travis                         County, TX
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!
 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Austin Realtor to offer services such as these. 

Once you fill out the form, I will quickly process your information and get right back to you!
 

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Real Estate Tips
First Time Buyers >The Real Bottom Line

An important part of buying a house is sitting down with your real estate agent or a mortgage lender to get a clear idea of how much you can afford. They will add up all of your monthly expenses, the mortgage payment, insurance, real estate taxes, homeowners or condo association fees--and the grand total can throw you into shock!

The important thing to remember is that the grand total isn't really the bottom line. When you add your tax savings to the equation, you may be pleasantly surprised. During the early years of your loan, almost all of the mortgage can be deducted from your state and federal income tax. The same is true of your real estate taxes. If you use part of your house as a home office, you may be able to qualify for additional tax savings. In some areas, homes with ground floor apartments are popular for offsetting part of the mortgage and offering even more tax savings.

When you make calculations about the monthly costs that include the tax savings, you may find that owning your own home is less expensive than renting a house or apartment of comparable size.

See All Tips In The "First Time Buyers" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
Which city in the U.S. has the longest formal name, but the shortest abbreviated name?

A 
El Pueblo de Nuestra Senora la Reina de los Angeles de la Porciuncula is the full name for Los Angeles, known as "LA".
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Mike Jorissen, REALTOR®, real estate agent and broker for Austin Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

Mike Jorissen
RE/MAX Heart of Texas REALTORS

3921 Steck Avenue, Suite A-110
Austin, TX 78759
Direct Line: 512-794-9292 ext.149
Toll Free: 800-444-2416
Fax: 512-794-0634
Mike@MikeJorissen.com

As one of America's NUMBER1EXPERTS™; in the Austin area, with 20+ years of full-time, hands on central Texas, professional residential experience, in good times and bad, Mike Jorissen is well equipped to guide you through all your real estate needs. Whether moving to Austin or to another destination, I can help you with your move. As a member of several national and international relocation networks, I can provide you with a free referral to a Top Producer in your destination city. So don't hesitate to call or email me today!


REALTOR® Licensed Real Estate Broker (1984)
Certified Residential Specialist Certified Residential Specialist (1992)
e-PRO E-Pro Certified and Inducted into RE/MAX
TX Hall of Fame (2000)
Accredited Buyer Representative Accredited Buyer Representative (2003)
Real Estate Cyber Specialist (2005)
Equal Housing Opportunity Equal Housing Opportunity
Multiple Listing Service MLS
RE/MAX Heart of Texas REALTORS real estate and homes for sale in Austin Texas Remax

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